Dual Investment Intro

What is Dual Investment?

Dual Investment is an innovative structured financial product that leverages the derivatives market, offering higher returns with relatively low risk. It is non-guaranteed and denominated in USDT. This product compares the prices of two cryptocurrencies and is structured around the investment currency, settlement currency, APR, subscription amount, target price, and settlement time. Its APR is floating. At settlement, the interest and the settlement currency are determined by comparing the settlement price with the target price.

 

Dual Investment provides two options: "Buy Low" and "Sell High". These products help you navigate short-term market volatility and earn substantial returns. The "Sell High" product is equivalent to selling a call option in the options market, while the "Buy Low" product is equivalent to selling a put option. The interest earned from Dual Investment is similar to the premium received when selling options.

 

Advantages of Dual Investment

1. You can purchase cryptocurrencies at lower prices or sell at higher prices to profit.

2. Regardless of price fluctuations, you can earn interest at settlement.

3. Dual Investment allows you to execute Sell Put and Sell Call with a lower barrier compared to traditional options trading.

4. This product is ideal for investors planning to hold cryptocurrencies for the long term while increasing their crypto asset holdings.

5. You can diversify your Dual Investment products by:

  • Creating a regular investment strategy with multiple "Buy Low" products to purchase at lower prices.
  • Combining "Buy Low" and "Sell High" products to hedge or arbitrage, boosting returns.

 

Dual Investment Types

1. Buy Low: Invest USDT to subscribe "Buy BTC Low" Dual Investment product.

  • At settlement, if the BTC price is ≤ the target price, your USDT will be used automatically to buy BTC, and you'll receive the interest earned.
  • At settlement, if the BTC price is > the target price, you will retain your USDT holdings and receive the accrued interest.
  • In both scenarios, you will always receive interest earned from Dual Investment at settlement.

 

2. Sell High: Invest BTC to subscribe "Sell BTC High" Dual Investment product.

  • At settlement, if the BTC price is ≥ the target price, your BTC will be automatically sold for USDT, and you'll receive the accrued interest.
  • At settlement, if the BTC price is < the target price, you will retain your BTC holdings and receive the accrued interest.
  • In both scenarios, you will always receive interest earned from Dual Investment at settlement.

 

Example 1:

Choose "Buy Low": Invest USDT, subscribe "Buy Low BTC" in Dual Investment, with the goal of increasing your BTC holdings or USDT returns. 

Consider a scenario where you invest $10,000 in USDT, set a target price of $100,000 for BTC, with an APR of 50%, and a term of 7 days.

 

At settlement, you may encounter two scenarios:

Scenario 1: If the BTC/USDT is settlement price ≤ the target price of $100,000, you'll receive your principal plus interest in BTC.

10,000 / 100,000 *（1 + 50% * 7/365）= 0.0109589 BTC

 

Scenario 2: If the BTC/USDT settlement price is > the target price of $100,000, you'll receive your principal plus interest in USDT.

10,000 *（1 + 50% * 7/365）= 10,095.8904 USDT

 

Graph:

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*Please check the real-time term rate and term for each product on the "Dual Investment" homepage.

 

 

Example 2:

Choose "Sell High": Invest BTC, subscribe "Sell High BTC" in Dual Investment, with the goal of increasing your USDT holdings or BTC returns.

Consider a scenario where you invest 1 BTC, set a target price of $70,000 for BTC, with an APR of 50%, and a term of 7 days.

At settlement, you may encounter two scenarios:

Scenario 1: If the BTC/USDT settlement price is < the target price of $70,000, you'll receive your principal plus interest in BTC.

1 *（1 + 50% * 7/365）= 1.00958 BTC

Scenario 2: If the BTC/USDT settlement price is ≥ the target price of $70,000, you'll receive your principal plus interest in USDT.

70,000 *（1 + 50% * 7/365）= 70,671.2338 USDT

 

Graph:

en.png

*Please check the real-time term rate and term for each product on the "Dual Investment" homepage.

 

Risk Disclosure

1. During the investment period, your funds will be locked in. This limits your ability to use them elsewhere until the settlement date.

2. At settlement, your subscribed currency may be converted into a different currency due to price movements, similar to options exercise. Although you will earn interest, you should be aware of potential losses if the settlement currency depreciates.

*Make sure you thoroughly understand the risks associated with Dual Investment products before investing.

 

Glossary

1. Subscribed currency: The cryptocurrency you use for subscription in Dual Investment. For "Buy Low" products, this is USDT, while for "Sell High" products, it's BTC.

 

2. Settlement currency: The cryptocurrency you receive when the investment term ends. For example, with "Buy Low" products:

  • If you subscribe with USDT and the settlement price of BTC/USDT is ≤ the target price, you'll receive BTC as the settlement currency.
  • If the settlement price is > the target price, you'll receive USDT as the settlement currency.

 

3. Settlement price: The current price of BTC/USDT at the end of the investment term. The target price is your expected price for BTC/USDT near the end of the term, guiding your choice of "Buy Low" or "Sell High" products.

 

 

How to Subscribe to Dual Investment

Steps:

1. Go to BingX, click "Wealth" -- "Dual Investment"

 

2. On the Dual Investment page, choose the crypto you want to subscribe, and then choose "Buy Low" or "Sell High". Next, after selecting your target price, APR, term, and other conditions, click "Subscribe."

 

3. On the subscription page, confirm the term, APR, term rate, target price, and enter "Subscription Amount". Then, click "Subscribe Now".

 

4. After subscription, click "View Order" or go to "Assets" to view the order details of your subscribed Dual Investment product.