BXUSD · US Treasury RWA

BXUSD is a principal-protected flexible Wealth product offered by BingX. When you subscribe with USDT, you receive an equivalent amount of BXUSD at a 1:1 ratio as your yield proof. Yields are generated from U.S. Treasury funds managed by professional institutions such as Franklin Templeton and benchmarked against tokenized real-world asset (RWA) yields. BingX updates the annualized yield daily based on market conditions. Rewards are distributed daily in BXUSD.

You can subscribe with USDT at any time, starting from 0.1 USDT and subject to your individual subscription limit. Your limit is shown on the subscription page. No subscription fee applies. Once your subscription is successful, BXUSD will be credited instantly to your Spot Account at a 1:1 ratio. Currently, only main accounts can subscribe; subaccounts are not supported. Example: Subscribing with 100 USDT will instantly credit 100 BXUSD to your Spot Account.

Interest starts accruing from the next 14:00 (UTC+8) after a successful subscription. Rewards are then paid automatically at around 18:00 (UTC+8) on the following day to the Spot Account under your main account, where they accumulate in BXUSD. There are two types of rewards: Daily reward: Calculated and distributed daily based on [your BXUSD holdings × APY ÷ 365].Boost reward: Additional rewards distributed during interest-boosting campaigns, calculated based on the lower of your eligible snapshot balance and the APR Booster voucher's maximum boost. Eligible holdings: Rewards are calculated based on your total BXUSD balance in your Spot Account and USDⓢ-M Futures Account. The system takes multiple snapshots of your BXUSD holdings in these accounts each day and uses the lowest snapshot value as your eligible holding amount for that day. A minimum holding of 0.1 BXUSD is required to earn rewards. If you transfer BXUSD from your main account to a subaccount, any rewards generated from the subaccount holdings will also be credited to the Spot Account under your main account. You can view your daily reward details under [BXUSD landing page — History] or [Spot Account — Transaction History — Wealth], including the interest-bearing amount, APR, rewards, payout time, and crediting status.

Two redemption methods are supported: Fast redemption: Assets are credited within 1 minute, with a 0.1% fee. Standard redemption: Assets are credited on T+3 (after 72 hours), with a 0.05% fee. Upon redemption, the BXUSD amount after deducting fees will be automatically returned to your Spot Account in USDT. The minimum redemption amount is 0.01 BXUSD. Daily redemption limit resets at 14:00 (UTC+8). The available limit is subject to the amount displayed on the redemption page. Currently, only main accounts can initiate redemptions; subaccounts are not supported. After submitting a redemption request, the reward will stop accruing from the date of the request. Final reward will be calculated up to the day before the request. No reward is earned during redemption.

Yes. After transferring BXUSD to your USDⓈ-M Futures Account, interest will continue to accrue, and the generated interest will still be credited to your main account's Spot Account. To use BXUSD as margin, enable Multi-Assets Mode in Futures, and BXUSD will be credited to your USDT margin at a 1:1 ratio. For detailed steps, please refer to the futures margin section in the BXUSD announcement.

BXUSD is not a stablecoin, security, fund, tokenized real-world asset, or on-chain asset, and it does not represent ownership of any real-world asset. BXUSD is a principal-protected Wealth product, offering a relatively low-risk way to earn yield while protecting your principal. However, the APY is adjusted daily based on market conditions, and redemption fees may affect your actual total returns. Please read the terms of service carefully before subscribing.