Delphi Digital: Stablecoins Can Undercut Legacy FX Fees, but Off-Ramps Still Slow Adoption

Delphi Digital says stablecoins are increasingly used in high-cost emerging-market payment corridors as a lower-fee alternative to legacy FX infrastructure. The firm cites combined costs of up to 8% for routes such as transfers to Argentina or Nigeria, while warning that off-ramps like bank account access still create delays and friction.