BingX TradFi brings traditional financial instruments, such as forex, commodities, stocks, and indices, into one unified, crypto-native trading experience. You trade global price movements using USDT-margined perpetual futures, without owning the underlying assets.
This beginner-friendly guide walks you through what BingX TradFi is, how to get started, how orders work, and how to manage risk, helping you trade confidently across a wide range of traditional instruments beyond crypto, all from a single account.
What Is TradFi (Traditional Finance) on BingX?
BingX TradFi are USDT-margined derivative contracts that track the price movements of traditional financial instruments, such as forex pairs, commodities, stocks, and stock indices, without requiring you to own the underlying assets. Like crypto perpetual futures, these contracts have no expiry date, allowing you to hold positions as long as margin requirements are met.
Unlike traditional finance, which often involves brokerage accounts, fiat funding, asset custody, and higher entry barriers, BingX TradFi delivers a unified, crypto-native trading experience for global markets.
Here's How BingX TradFi Works:
1. Fund your account with USDT: You deposit USDT as margin and choose a market like FX, commodities, stocks, or indices.
2. Trade both directions: You go long or short to trade price movements, using adjustable leverage.
3. Follow market hours: Unlike crypto, TradFi markets have set trading hours, so you can’t open or close positions when markets are closed, even though funding fees may still apply.
4. Built-in risk protection: BingX provides tools such as stop-loss, take-profit, and maintenance margin rules to help manage risk. Positions may be liquidated if margin requirements are not met.
After KYC, BingX TradFi brings crypto-style futures trading to traditional markets, using one account and USDT margin to access multiple global instruments such as gold, silver, indices, and other commodities.
Who Is BingX TradFi Trading for?
BingX TradFi is built for traders who want flexible, leveraged access to global traditional financial instruments while staying fully within a crypto-native, USDT-based trading environment.
• Forex traders who want USDT-based access without traditional brokers
• Macro and commodity traders reacting to inflation, rates, or energy data
• Equity and index traders seeking leveraged exposure without stock custody
• Crypto traders expanding into traditional markets using familiar futures mechanics
Why Trade Traditional Instruments with BingX TradFi: 5 Key Advantages
BingX TradFi combines global market access, USDT-based simplicity, deep liquidity, flexible leverage, and AI-powered trading infrastructure, making it easier to trade traditional assets efficiently without the friction of traditional finance.
1. All-in-one access: Trade forex, commodities, stocks, and indices from one interface using USDT.
2. Leverage flexibility: From conservative setups to high-leverage strategies, with pair-dependent caps.
3. Lower fees & strong liquidity: BingX TradFi fees start as low as 0–0.003%, depending on your region.
4. Long & short trading: Profit from both rising and falling markets.
5. Crypto-native convenience: No bank account, no stock custody, no commodity delivery.
What Markets Can You Trade on BingX TradFi?
BingX TradFi gives you access to multiple global traditional financial instruments in one place, allowing you to trade the price movements of major forex pairs, commodities, leading stocks, and indices using USDT as the margin.
1. Forex
You can trade the world’s most liquid financial market with USDT-margined Forex Perpetual Futures, covering major pairs such as EUR/USD, USD/JPY, GBP/USD, AUD/USD, and EUR/JPY. BingX supports up to 500× leverage on selected forex pairs, allowing you to control larger positions with relatively small capital. Prices are sourced from institutional providers such as IG and Bloomberg, and funding rates are settled every 8 hours, similar to crypto perpetuals. This makes Forex Perpetual Futures suitable for macro-driven strategies, interest-rate plays, and short-term volatility trading around economic data releases.
2. Commodity
BingX Commodity Perpetual Futures let you trade Gold, Silver, Brent Oil, WTI Crude Oil, and Natural Gas using USDT, with leverage of up to 500× on selected contracts. These products track real-world commodity prices derived from third-party benchmarks and institutional data sources such as IG and Bloomberg, without requiring physical delivery or storage. Commodity perpetuals are commonly used to trade inflation trends, energy supply shocks, and safe-haven demand, especially during periods of macroeconomic uncertainty.
3. Stocks
Stock Perpetual Futures on BingX allow you to speculate on the price movements of major global equities, such as Microsoft (MSFT), Amazon (AMZN), Tesla (TSLA), Alphabet (GOOGL), and Intel (INTC), without owning the underlying shares. These contracts support leverage of up to 25×, enabling both long and short strategies around earnings reports, product launches, and broader equity-market trends, all settled in USDT.
4. Indices
Index Perpetual Futures give you broad exposure to entire equity markets through a single position. On BingX, you can trade benchmark indices such as the S&P 500 (SP500) and NASDAQ 100 (NASDAQ100) with leverage of up to 500×, depending on position size and margin tier. Instead of tracking individual stocks, index perpetuals reflect the aggregate performance of hundreds of leading companies, making them popular for market-directional trades, hedging equity exposure, and macro sentiment strategies tied to interest rates, inflation, and economic growth expectations.
Note: Availability varies by region due to compliance requirements. Check your app or web interface for supported markets.
How to Start Trading TradFi with Crypto on BingX Web: A Step-by-Step Guide
With deep order book liquidity and USDT-margined perpetual futures, you can start trading global forex, commodity, stock, and index markets in just a few steps, directly from your BingX account, without traditional brokers or bank accounts.
Step 1: Set Up Your BingX Account
You don’t need a separate TradFi account to trade on BingX. All TradFi perpetual futures are integrated directly into your existing BingX account, making onboarding fast and straightforward. To get started:
1. Create or log in to your BingX account on the web or mobile app.
2. Complete identity verification (KYC) to unlock futures trading access.
3. Deposit USDT into your Funding Account and transfer it your Perpetuals Account to use as trading margin.
All TradFi perpetual futures on BingX are USDT-margined, which means you use a single stablecoin balance to trade forex, commodities, stocks, and indices, simplifying risk management and PnL (profit and loss) tracking across markets.
Step 2: Choose a Market
Navigate to Perpetual Futures on BingX and select the TradFi category you want to trade, such as Forex, Commodities, Stocks, or Indices. Then choose a specific trading pair, such as EUR/USD, Gold, TSLA, or SP500, based on the market or asset you want exposure to.
Step 3: Set Leverage
Select and click OK on the Customer Agreement and Disclaimer popup window. Select your preferred leverage level of up to 500x before placing the trade. Lower leverage reduces liquidation risk and is better suited for beginners or volatile markets, while higher leverage increases capital efficiency but also amplifies both profits and losses. Always align leverage with your risk tolerance and trading timeframe.
Step 4: Select Order Type
Choose how you want your trade to be executed:
• Market Order: Executes immediately at the best available market price. Suitable when speed and execution certainty matter.
• Limit Order: Executes only at a specific price you set. Ideal for entering at predefined support or resistance levels.
Note: Some advanced features like copy trading, grid bots, and API trading are not supported for TradFi perpetuals at this time.
Step 5: Open a Position
Decide your market direction and place the trade:
• Open Long if you expect the price to increase.
• Open Short if you expect the price to decrease.
Once the order is filled, your position will appear in the Open Positions panel, where you can monitor PnL, margin usage, liquidation price, and adjust risk settings in real time.
How to Start Trading TradFi with Crypto on the BingX App: A Step-by-Step Guide
With deep order book liquidiation and USDT-margined TradFi perpetual futures, you can trade global forex, commodities, stocks, and indices directly from the BingX mobile app, without traditional brokers, bank accounts, or asset custody.
Step 1: Set Up Your BingX Account
You don’t need a separate TradFi account. TradFi perpetual futures are built directly into the BingX app.
1. Download and open the BingX App (update to the latest version).
2. Log in or create a BingX account.
3. Complete identity verification (KYC) if required in your region.
4. Deposit USDT into your Funding Account and transfer to your Perpetuals Account.
All TradFi perpetuals on BingX use USDT as margin, making cross-market trading and PnL tracking simple and consistent.
Step 2: Choose a TradFi Market
On the app homepage:
1. At the bottom of the screen, tap Futures and then Perpetual Futures.
2. Select a TradFi category: Forex, Commodities, Stocks, or Indices.
3. Choose a trading pair such as EUR/USD, Gold, TSLA, or SP500.
Step 3: Set Leverage
1. Accept the Customer Agreement and Risk Disclaimer if prompted.
2. Set your desired leverage (up to 500× on selected forex, commodity, and index contracts; up to 25× on stock perpetuals).
3. Confirm your leverage setting before placing the order.
Lower leverage reduces liquidation risk, while higher leverage increases exposure and volatility—choose based on your strategy.
Step 4: Select Order Type
Choose how your trade will be executed:
• Market Order: Executes immediately at the best available price.
• Limit Order: Executes only at the price you set.
Note: As of January 2026, you can trade Gold via BingX Copy Trading, allowing you to follow experienced traders in one of the most liquid commodity markets. Other advanced features, such as grid bots, API trading, and AI strategy automation, for TradFi perpetual futures will be introduced in future updates.
Step 5: Open and Manage Your Position
• Tap Open Long if you expect the price to rise.
• Tap Open Short if you expect the price to fall.
Once filled, your position appears in Open Positions, where you can:
• Track PnL, margin usage, and liquidation price
• Add or reduce margin
• Set stop-loss (SL) and take-profit (TP) in real time
Key Considerations Before Trading TradFi on BingX
Before trading forex, commodities, stocks, or index perpetuals on BingX, it’s important to understand how market hours, fees, funding, and risk mechanisms differ from crypto-only markets. These factors can materially affect your positions, especially during volatile periods.
1. Trading Hours and Market Behavior
Unlike crypto, TradFi perpetual futures follow the trading hours of their underlying markets (FX sessions, equity market hours, commodity exchanges).
• During non-trading hours, you can cancel existing orders, but you cannot open or close positions, place new orders, or modify prices or quantities.
• Funding fees continue to apply even when markets are closed.
• Five minutes before market close, the maintenance margin rate increases by 2.5% (for example, from 1% to 1.025%), which can raise liquidation risk if your margin buffer is thin.
Because of this, positions held overnight or across market closures require extra margin planning.
To limit extreme volatility at market open, BingX temporarily caps take-profit at a 20× profit multiple during the first minute of trading, after which normal trading conditions automatically resume.
2. Funding Rates and Trading Fees
TradFi perpetuals use a funding mechanism similar to crypto futures:
• Funding rates are settled every 4–8 hours, depending on the product.
• Positive funding rate: Long positions pay shorts.
• Negative funding rate: Short positions pay longs.
• Trading fees are calculated separately from crypto futures, with promotional rates as low as 0–0.003% in eligible regions.
Important: Funding and fees still apply during non-trading hours, which matters for swing trades and overnight positions.
3. Risk Control Tools
BingX provides standard futures risk-management tools that traders should actively use:
• Stop-Loss (SL): Automatically limits losses if the market moves against you.
• Take-Profit (TP): Locks in gains when your target price is reached.
• Manual margin management: Add margin or reduce position size to lower liquidation risk, especially before market close.
4. Liquidation Risk and Margin Levels
Liquidation occurs when your margin level falls below the required threshold, which can happen due to:
• Adverse price movements
• Accumulated funding fees
• Maintenance margin increases near market close
Because TradFi markets can gap on reopen, liquidation risk may rise suddenly after closures.
Best practice: Always reassess margin and risk before market close, and avoid running positions with minimal margin buffers.
Final Thoughts
BingX TradFi lets you trade perpetual futures on forex, commodities, stocks, and indices all on one crypto-native platform. Trades are settled in USDT, with flexible leverage and built-in risk controls. It removes many barriers to traditional finance while keeping the power and speed traders expect from derivatives markets.
That said, leverage amplifies risk. Start small, use stop-losses, understand funding fees, and monitor positions, especially around market open and close.
Disclaimer: Perpetual futures are leveraged derivative products and carry risks. This article is for educational purposes only and does not constitute financial advice. Always assess your risk tolerance before trading.
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FAQs
1. Does BingX TradFi have an expiry date?
No. Like crypto perpetual futures, TradFi perpetual futures do not expire and can be held indefinitely as long as margin requirements are met, even though underlying markets like gold follow specific trading hours.
2. What assets can be used as margin for BingX TradFi Futures?
All BingX TradFi instruments use USDT as margin for perpetual futures contracts, so you can trade forex, commodities, stocks, and indices with a single stablecoin balance, with no fiat or asset custody required.
3. What leverage is available on BingX TradFi?
Leverage depends on the product: BingX offers up to 500× leverage on selected forex, commodity, and index perpetuals, and up to 25× leverage on stock perpetual futures, subject to position size and margin tier limits.
4. Are TradFi Products traded 24/7 on BingX?
No. TradFi instruments follow the trading hours of their underlying markets (such as global FX sessions or U.S. equity market hours). During non-trading hours, typically when U.S. and major global markets are closed, such as after 4:00 PM ET and before the next market opens, you cannot open or close positions, although order cancellations are allowed and funding fees continue to apply.
5. How do funding rates work for BingX TradFi Futures?
Funding rates are settled every 4–8 hours. Positive rates mean longs pay shorts, and negative rates mean shorts pay longs, helping prices track the spot market.
6. How can I manage risks in trading TradFi instruments on BingX?
You can manage risk by using stop-loss and take-profit orders, choosing appropriate leverage, and maintaining sufficient margin, especially before market closes. BingX also applies maintenance margin rules and liquidation mechanisms as built-in protections, which may close positions if margin falls below required levels.
7. What are the trading fees for TradFi perpetual futures on BingX?
TradFi perpetual futures have separate fee schedules from crypto futures, with promotional trading fees as low as 0–0.003%, depending on region and market conditions.